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If you have any questions regarding these terms or our Services, please at support tera. Your use of our Services in any way means that you agree and consent to all of these Terms, and these Terms will remain in effect at all times while you use our Services. These Terms include the provisions in this document, as well as those in the Privacy Policy. We reserve the right, at Leave party tera sole discretion, to modify, discontinue, or terminate your use of our Services or to modify these Terms, at any time and without prior notice.

If we modify these Terms, we will post the modification on our website or otherwise provide you with notice of the modification. If the modified Terms are not acceptable to you, your only recourse is to immediately cease using our Services. Certain portions of our Services may, or may in the future, have different terms and conditions posted on our website may require you to agree with and accept additional terms and conditions.

We may, in our sole discretion, make premium or different applications, software, or services available to you that are subject to different terms and conditions and narrower s than as set forth therein. If there is a conflict between these Terms and terms and conditions posted for a specific portion of our Service, the latter terms and conditions shall take precedence with respect to your use of or access to that portion of our Services.

See our current Privacy Policy for information and notices regarding our collection and use of personal information. We do not knowingly collect or solicit personally identifiable information from children under 13; if you are under 13, please do not attempt to register for our Services or send any personal information about yourself to us. If we learn we have collected personal information from under 13, we will delete that information as quickly as possible.

If you believe that under 13 may have provided us personal information, please at support tera. You also certify that you are legally permitted to use and access our Services and take full responsibility for the selection and use of and access to our Services. These Terms are void where prohibited by law, and the right to access our Services is automatically revoked in such jurisdictions.

If you provide any information that is untrue, inaccurate, not current or incomplete, or we have grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we may suspend or terminate your and refuse any and all current or future use of our Services or any portion thereof.

You may not authorize any third party other than, if applicable, the employees, consultants or agents of the corporate member you represent to access or use our Services on your behalf. You are responsible for maintaining the confidentiality of the user ID and password and are fully responsible for all activities that occur under your user ID or password. We cannot and will not be liable for any loss or damage arising from any unauthorized use of your. From time to time, we Leave party tera use this address to send you notifications about product updates and improvements, company news and events, and updates from the Tera community.

Some of our Services are free for Tera members. All fees paid for our Services are non-refundable and non-transferable except as may be expressly provided in these Terms. All fees and applicable taxes, if any, are payable in United States dollars. If your selected package of our Services requires a recurring subscription fee, such subscription fee will automatically renew, unless we terminate it, or you notify us by at support tera.

You must cancel any such package of our Services before renewal in order to avoid billing of subscription fees for the renewal term to your credit card. All fees and charges are nonrefundable and there are no refunds or credits for partially used periods. Subject to your compliance with these Terms, we grant you a limited non-exclusive, non-transferable to download and install a copy of the application on your mobile device and run such copy of the application solely for your own personal or business use.

We reserve all rights in the application not expressly granted to you by these Terms. We shall own and retain all right, title, and interest in and our Services except for any d content and software components included therein. You agree not to reverse engineer, decompile, distribute,sell, transfer, disassemble, copy, alter, modify, or create derivative works of our Services or otherwise use our Services in any way that violates the use restrictions contained in these Terms.

We do not grant you anyexpress or implied, to any of our intellectual property or that of our Leave party tera. Our graphics, logos, des, headers, button icons, scripts and service names are registered trademarks, trademarks or trade dress of Tera in the U. You represent, warrant, and agree that you will not contribute any content or otherwise use our Services or interact with our Services in a manner that:.

A violation of any of the foregoing is grounds for immediate termination of your right to use or access our Services. If you believe that your intellectual property rights have been violated by something on our Services, please contact our copyright agent as follows:. Our Services may now or in the future contain links to third-party websites, advertisers, services, or resources that are not owned Leave party tera controlled by Tera. You acknowledge and agree that Tera has no control over and is not responsible or liable for: i the availability or accuracy of such websites or resources; or ii the content, products, privacy policies, practices, or services on or available from such websites or resources.

Links to such websites or resources do not imply any endorsement by Tera of such websites or resources or the content, products, practices, privacy policies, or services available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources or the Content, products, or services on or available from such websites or resources.

Additionally, your dealings with or participation in promotions of any third parties, including payment and delivery of goods, and any other terms are solely between you and such third parties. You agree that Tera shall not be responsible for any loss or damage of any sort relating to your dealings with such third parties.

We encourage you to be aware of when you leave our Services and to read the terms and conditions and privacy policy of any third-party website or service that you visit. You expressly relieve Tera from any and all liability arising from your use of any third-party website or services or third-party content. If you breach any of these Terms, we have the right to suspend, disable or terminate your or terminate these Terms, at our sole discretion and without prior notice to you. We reserve the right to revoke your access to and use of our Services at any time, with or without cause.

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In the event Tera terminates these Terms, you will remain liable for any and all amounts due hereunder. You may cancel your at any time by sending an to support tera. Neither we nor our licensors or suppliers make any representations or warranties concerning any Content or information contained in or accessed through our Services, and we will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material i contained in or accessed through our Services or ii you enter into our Services.

We shall not be responsible for the action of any third parties in connection with the Services. We and our licensors and suppliers make no representations or warranties regarding suggestions or recommendations of services or products offered Leave party tera purchased through our Services. You may not as, delegate or transfer these Terms or your rights or obligations hereunder, or your Servicesin any way by operation of law or otherwise without our prior written consent.

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We may transfer, as, or delegate these Terms and our rights and obligations without consent. You agree that these Terms are governed by and will be construed under the laws of the State of Utah, without regard to the conflicts of laws provisions thereof. You also agree that any dispute arising from or relating to the subject matter of these Terms shall be finally settled in Salt Lake County, Utah, in English, in accordance with the Streamlined Arbitration Rules and Procedures of Judicial Arbitration and Mediation Services, Inc. Judgment upon the award rendered by such arbitrator may be entered in any court of competent jurisdiction.

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Notwithstanding the foregoing obligation to arbitrate disputes, each party shall have the right to pursue injunctive or other equitable relief at any time, from any court of competent jurisdiction. For all purposes of this Agreement, the parties consent to exclusive jurisdiction and venue in the state or federal courts located in, respectively, Salt Lake County, Utah, or the District of Utah.

Any arbitration under these Terms will take place on an individual basis: class arbitrations and class actions are not permitted. You acknowledge and agree that from time to time, our Services may be delayed, interrupted or disrupted for an indeterminate period of time. Such events may include, without limitation: server updates, software updates, power outages, equipment malfunctions, natural disasters, attacks on infrastructure by hackers or terrorists, and interruptions or delays in transmission by your telecommunications carrier.

We and our affiliates are not liable for any claim arising from any such delay, interruption, disruption or similar failure. In no event will we or our affiliate be liable for indirect, consequential or special damages, including lost profits, arising from your use of our Service, even if such damages were reasonably foreseeable and notice was given regarding them. These limitations will apply to all causes of action, whether arising from breach of contract, tort including negligence or any other legal theory.

You will be responsible for paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with our Services, provided that we may, in our sole discretion, do any of the foregoing on your behalf or for itself as it sees fit.

The failure of either you or us to exercise, in any way, any right herein shall not be deemed a waiver of any further rights hereunder. If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effect and enforceable. You agree that these Terms are the complete and exclusive statement of the mutual understanding between you and us, and that it supersedes and cancels all written and oral agreements, communications and other understandings relating to the subject matter of these Terms.

You hereby acknowledge and agree that you are not an employee, agent, partner, or t venture of Tera, and you do not have any authority of any kind to bind us in any respect whatsoever. Except as expressly set forth in the section below regarding the Apple specific terms and conditions, you agree there are no third-party beneficiaries intended under these Terms. You may not use, export, re-export, import, or transfer our Services except as authorized by United States law, the laws of the jurisdiction in which you obtained our Services, and any other applicable laws.

In particular, but without limitation, our Services may not be exported or re-exported: a into any United States embargoed countries; or b to anyone on the U. By using our Services, you represent and warrant that i you are not located in a country that is subject to a U. Government embargo, or that has been deated by the U. Government list of prohibited or restricted parties.

You also will not use our Services for any purpose prohibited by U. Tera agrees to maintain your data and run your services in a manner compliant Leave party tera PCI requirements, and an AOC is available upon request. We do not discriminate on the basis of race, creed, color, ethnicity, national origin, religion, sex, sexual orientation, gender expression, age, height, weight, physical or mental ability, veteran status, military obligations, and marital status. This d Application is an agreement between you and us.

Apple Inc. Apple is not providing any warranty for the d Application, except if applicable, to refund the purchase price for it. Apple is not responsible for maintenance or other support services for the d Application and shall not be responsible for any other claims, losses, liabilities, damages, costs or expenses with respect to the d Application, including, without limitation, any third-party product liability claims, claims that the d Application fails to conform to any applicable legal or regulatory requirement, claims arising under consumer protection or similar legislation, and claims with respect to intellectual property infringement.

You hereby represent and warrant i you are not located in a country that is subject to a U. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Alphabet Inc. Alphabet is not providing any warranty for the d Application, except if applicable, to refund the purchase price for it. Alphabet is not responsible for maintenance or other support services for the d Application and shall not be responsible for any other claims, losses, liabilities, damages, costs or expenses with respect to the d Application, including, without limitation, any third-party product liability claims, claims that the d Application fails to conform to any applicable legal or regulatory requirement, claims arising under consumer protection or similar legislation, and claims with respect to intellectual property infringement.

The you have been granted herein is non-exclusive, worldwide, and perpetual to perform, display, and use the d Application on the device. Please read this Agreement carefully and keep a copy for your records. If you have any questions, please. You accept this Agreement and consent to all of the terms and conditions set forth if you expressly accept this Agreement electronically or in writing, use any Services provided under this Agreement, or do not Leave party tera your access to all Services within 30 days of receiving any Service.

We may change the terms of this Agreement, including fees and charges for the Services, from time to time, which may include adding, Leave party tera or deleting any term to this Agreement. Oral modifications to this Agreement are not permitted. The bill payment services the Services made available under this Agreement are intended to provide you with the ability to initiate funds transfers from your deated Payment to a Payee in payment of a bill or invoice from such Payee.

The Services are provided to you by Bank. Any funds that you transmit using the Services as a payment method will be transferred to a pooled deposit held by Bank. Bank acknowledges that the funds held in the pooled deposit may be eligible for FDIC insurance, but does not guarantee that the funds are insured. Except as specifically set forth in this Agreement, Bank has no responsibility to perform the Services or fulfill any obligations under the Agreement. Additionally, your access and use of the Platform to access the Services is conditioned on any terms of use posted on the Platform.

Such approvals must be made through the Platform on a Business Day, and prior to the established cut- off time for such Business Day the Cut-Off Timeto count as being made that day. Each Business Day, all payment approvals deemed as received during the Business Day will be totaled and the total amount of such Leave party tera will be transferred from the deated Payment s to an owned by Bank. This will only be used for funding payment transfers pursuant to the Services. Bank will then transfer each approved payment to the deated Payee, subject to the terms and conditions of this Agreement.

Funds generally will be delivered to a Payee within eight 8 Business Days from when payment is withdrawn from the Payment. Notwithstanding any other term in this Agreement, we may in our sole discretion choose to impose limits on the amount or frequency of payments, delay or cancel any payment, or suspend your ability to make payments using the Services. To use the Services, you must provide us with access to a Payment and link that Payment to the Services using the Platform. Any Payment that you provide for use with the Services must be an that is used solely for business or commercial purposes and is not used for any personal, family, or household purposes.

By providing an as a Paymentyou are representing to us that the Payment is solely used for business or commercial purposes. You further represent that you may authorize transactions from such Payment without the consent or approval of any other person. Your access to and use of the Services is conditioned on compliance with this provision, and you agree that neither Bank nor Service Provider will have any liability for any reason if you are not in compliance with this provision.

The Services are only for business or commercial payments from a business. By approving or Leave party tera initiating a payment through the Services, you authorize Service Provider to provide instructions to Bank to initiate and complete such payment on your behalf.

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